{"id":15880,"date":"2026-02-18T09:28:35","date_gmt":"2026-02-18T09:28:35","guid":{"rendered":"https:\/\/jobuzo.com\/en\/colour-matters-how-ai-is-changing-car-premiums-and-services-in-china\/"},"modified":"2026-02-18T09:28:35","modified_gmt":"2026-02-18T09:28:35","slug":"colour-matters-how-ai-is-changing-car-premiums-and-services-in-china","status":"publish","type":"post","link":"https:\/\/jobuzo.com\/en\/colour-matters-how-ai-is-changing-car-premiums-and-services-in-china\/","title":{"rendered":"Colour matters: how AI is changing car premiums and services in China"},"content":{"rendered":"<div>\n<div><img decoding=\"async\" src=\"https:\/\/cdn.i-scmp.com\/sites\/default\/files\/styles\/og_image_scmp_generic\/public\/d8\/images\/canvas\/2026\/02\/10\/e7b9d0c3-311a-4082-9d88-3783252758fd_e45e559b.jpg?itok=yRN9LJzo&amp;v=1770709238\" class=\"ff-og-image-inserted\"><\/div>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">Owning a white vehicle in China may mean lower car insurance premiums because it is less likely to get in an accident, according to an executive from SunCar Technology Group, which uses artificial intelligence from ByteDance to personalise services.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">&ldquo;This is what we found based on our massive data,&rdquo; said SunCar chief strategy officer Breaux Walker in an interview with the South China Morning Post.<\/p>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">Other factors also affect premiums, including car usage, commuting routes and driving habits. &ldquo;Making turns at more dangerous intersections will translate into a higher quotation,&rdquo; Walker said.<\/p>\n<div data-qa=\"InlineAdSlot-Container\" class=\"css-zl1inp e11v3ui14\">\n<div class=\"e11v3ui10 e11v3ui13 css-1evd7i0 e1flwkbl0\" data-qa=\"AdSlot-Container\">\n<p>Advertisement<\/p>\n<\/div>\n<\/div>\n<p datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1c6uqr6 ec74h0k1\">Location also matters. &ldquo;If a Tesla owner lives right next to a Tesla repair shop, the quote for that person is going to be lower than someone who lives in the next province,&rdquo; he said.<\/p>\n<div datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1xdhyk6 ec74h0k0\" readability=\"11.326180257511\">Shanghai-based SunCar, founded in 2007, develops digital solutions for <span data-qa=\"Component-Text\" class=\"css-0 ef9u0v00\">auto insurance and maintenance<\/span>, connecting drivers with a wide range of aftermarket services and coverage options. It has been using AI to innovate its offerings.<\/div>\n<div data-qa=\"InlineAdSlot-Container\" class=\"css-zl1inp e11v3ui14\">\n<div class=\"e11v3ui10 e11v3ui13 css-117a6hs e1flwkbl0\" data-qa=\"AdSlot-Container\">\n<p>Advertisement<\/p>\n<\/div>\n<\/div>\n<div datatype=\"p\" data-qa=\"Component-Component\" class=\"e8zc9q40 css-1xdhyk6 ec74h0k0\" readability=\"8.5922330097087\">In October, the company announced a collaboration with ByteDance&rsquo;s enterprise technology service arm Volcano Engine. Under the deal, SunCar integrated <span data-qa=\"Component-Text\" class=\"css-0 ef9u0v00\">ByteDance&rsquo;s Doubao AI model<\/span> into its core services.<\/div>\n<\/div>\n<div class=\"internal-linking-related-contents\"><a href=\"https:\/\/jobuzo.com\/en\/12-weeks-jail-for-school-it-support-technician-who-took-upskirt-videos-of-teachers\/\" class=\"template-1\"><span class=\"cta\">News :<\/span><span class=\"postTitle\">&lt;div&gt;12 weeks' jail for school IT support technician who took upskirt videos of teachers&lt;\/div&gt;<\/span><\/a><\/div><p><sub>Colour matters: how AI is changing car premiums and services in China<\/sub><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a white vehicle in China may mean lower car insurance premiums because it is less likely to get in an accident, according to an executive from SunCar Technology Group, which uses artificial intelligence from ByteDance to personalise services. &ldquo;This is what we found based on our massive data,&rdquo; said SunCar chief strategy officer Breaux&#8230;<\/p>\n<p class=\"more-link-wrap\"><a href=\"https:\/\/jobuzo.com\/en\/colour-matters-how-ai-is-changing-car-premiums-and-services-in-china\/\" class=\"more-link\">Read More<span class=\"screen-reader-text\"> &ldquo;Colour matters: how AI is changing car premiums and services in China&rdquo;<\/span> &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":15881,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/posts\/15880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/comments?post=15880"}],"version-history":[{"count":0,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/posts\/15880\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/media\/15881"}],"wp:attachment":[{"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/media?parent=15880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/categories?post=15880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jobuzo.com\/en\/wp-json\/wp\/v2\/tags?post=15880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}